7 Best High Yield Saving Accounts – 5% Growth

Are you in a position where you can’t save a penny from your salary? Then don’t worry. We have a solution to your problem. It would be best to opt for the best high-yield savings accounts to save an optimal amount for emergencies.

Mostly store their cash at credit unions or banks. There’s a logical reason behind keeping our cash at these monetary institutions. The best explanation is safety.

Putting away a lot of cash at home or carrying it around is unsafe. In this article, we will look at the best high-yield savings accounts.

7 Best High-Yield Savings Accounts

Some of the best savings bank accounts are given below:

1. LendingClub High-Yield Savings

The savings accounts provided by LendingClub High-Yield Savings stand apart from the others in every way.

It offers the highest yield on your amount invested in the bank. It has no maintenance fees on a month-to-month basis.

Account holders can use a minimum balance in the account. To open an account, you need to deposit just $100.

It gives a free ATM card that doesn’t pay any charges for ATM use. This makes getting to your bank account and pulling out cash anytime simple.

You can likewise use it to take care of bills or transfer amounts.

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2. Marcus by Goldman Sachs High Yield Online Savings

The Goldman Sachs High Yield Online Savings account charges no fees to its customers. It offers easy and mobile-friendly access to its users.

Nothing certain criteria for deposition. It is the best for increasing wealth with no regulations attached.

Their account likewise stands apart because of its versatile banking application. It is easy to utilize and permits you to set up frequent deposits.

It lets you track your savings goals and perceive how much premium you’ve acquired for the year. Account holders can pull cash from their investment account online or by smartphone.

Account holders also get the option of a free wire transfer via a linked account through a different bank.

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3. Ally Bank Online Savings Account

Anybody hoping to do all their banking in one spot should opt for an Ally Bank Online savings account. It is a good option for savings.

It provides a decent high-return amount. Every user will be satisfied with their services. Users who opt for an Ally checking account will get even more benefits.

Account holders can legally pull out or move cash online up to six times monthly. It is one of the best high-yield savings account providers.

The main reason is the 24/7 live support for customers and ease of accessing the mobile app.

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4. Bask Bank Mileage Savings Account

An APY of 4.65% is offered to all savings account holders. It would be best if you considered Bask Bank to increase your interest-earning potential.

Account holders are not charged month-to-month fees. There is no minimum deposit amount. Make sure some of the money should be in your account for at least more than 60 days otherwise, your account might be blocked.

It is a part of Texas Capital Bank but works completely online.

There is a limit of six withdrawals for every statement cycle. There’re no overdraft charges. Account holders must pay an additional $5 to cross the transaction limit.

5. Varo Bank Savings

People who hope to save and would be fine with banking completely via mobile or on the web should opt for Varo. It is one of the best options.

The bank provides a 3.00% APY to all account holders. It also provides the option of a checking account option.

None of the accounts require a certain amount of balance to open an account. It has no monthly maintenance charges.

The banks additionally offer an ATM network without any fees. No penalties on overdrafts. It is on the condition that it stays under $50.

For any deposits, the bank only offers them through third-party services. It comes with charges.

6. UFB Premier Savings

The UFB account is for any individual centered around increasing their profits. Acquiring up to 4.81% APY offers one of the greatest loan fees right now accessible.

Account charges are just zero on a month-to-month basis. It permits limitless exchanges and has no minimum deposit criteria.

You will get high yields no matter how low or high you store in the bank.

Similarly, as with different banks on this rundown. Even though no actual branches. Users don’t get the option of adding financial accounts. Account holders get a free ATM card.

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7. Synchrony Bank High Yield Savings

With Synchrony’s savings account, users can withdraw cash quickly. It offers an ATM card to it is account holders.

Users can withdraw their cash by ATM, wire move, or electronic exchange. However, you are restricted to six free withdrawals per statement cycle.

The bank permits you to manage limitless exchanges at an ATM. Synchrony Bank discounts ATM fees every statement cycle for up to $5 in the US.


Those mentioned are some of the best high-yield savings accounts for individuals. Every one of the banks mentioned above has one set of unique features.

You can choose any one of them and start your savings account.

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